Find Your Dream Home Today

1) “Is now a good time to buy, or should I wait?”
Personal readiness matters more than perfect timing. It's more about getting your pre-approval in order before you go out shopping.  There are certainly more opportunities for buyers now than there were in the past.

2) “Will home prices go down?”
Most forecasts call for stabilization rather than major drops. 

3) “What will my monthly payment REALLY be?”
Making sure you are working with a GREAT lender who can estimate those figures up front, prior to starting your home search.

4) “Are interest rates expected to drop?”
Mortgage rates are expected to trade in a range of 5.9%-6.9%, with an average of about 6.4% for the year.

5) “How much should I offer — over or under asking?”
Negotiation strategy is a big concern.   That's why having an experienced agent on your side to guide you every step of the way.  Alot of this will depend on area & condition of the home. 

6) Do I need loan pre-approval BEFORE I start touring homes?
That dream home feels a lot less dreamy if it turns out to be outside your true buying power. A current pre-approval keeps your search focused, competitive, and confident.

Why get pre-approved first?

✔️ Interest rates change — even small shifts affect your budget
✔️ Your income, debts, or credit may have changed
✔️ Sellers take updated approvals seriously (especially in multiple offers)
✔️ You avoid falling in love with homes you can’t actually secure
✔️ You can act FAST when the right home hits the market

7) “What financial help or loan programs are available?”
Down-payment assistance, VA/FHA options, and seller incentives are common right now, it's a matter of setting you up with the right lender who can offer those options to you.  I can help!

8) “How competitive is the market right now?”
Currently we are seeing this very dependent on areas, condition, and of course how competitively the seller priced the home.

1) “What is my home worth right now?”
Pricing strategy is the #1 concern for sellers.   Let's do a consultation to get that established!

2) “Should I sell now or wait?”
Every individual circumstances are different.  You may not have a choice, and that's ok.  That's what you hire an experienced agent to guide you with.

3) “How fast will my home sell?”
Days on market varies widely by neighborhood and condition. Let's consult to get you a more personalized idea on your neighborhood market.

4) “What should I fix or upgrade before listing?”
I LOVE coming in and consulting with you on getting your hoe prepped before listing!

5) “How do I prepare or stage my home?”
Presentation strongly affects sale price and speed. This is one of my strongest benefits - helping you prepare well before you go on the market.

6) “What marketing will you do?”
I do a TON of online exposure, photography, video, and social reach - see more on my "for sellers page"

7) “Do I need to offer concessions or pay commissions?”
We are currently seeing more and more concessions paid by sellers in our current market.

8) “Can I sell without an agent?”
Interest in FSBO has risen due to cost concerns.  You can, but with limited exposure you will likely net less. Pricing can be tricky, and when negotiating on your own you will be at a disadvantage.  plus you are taking on a legal risk not knowing the in's & outs the pros do.  Most sellers trade a commission for a higher price, stronger terms, and far less stress.

Still have questions?  Ask me at homes@lori-v.com